Struktura depozytów i kredytów bankowych gospodarstw domowych w 2006 roku
Ładowanie...
Data wydania
2007
Autorzy
Tytuł czasopisma
ISSN
eISSN
Tytuł tomu
ISBN
978-83-89823-49-6
eISBN
Wydawca
Oficyna Wydawnicza AFM
Abstrakt
The article discusses the structure of loans and deposits made by households
analysed for the duration of the investment, purpose, duration of the crediting
period, and the currency selected. The analysis conducted points at probable
reasons and future effects of thus defined structure and dynamics of change in
selected categories. The most important phenomena in the field of bank deposits
in 2006 include a major rise in the short-term deposits paralleled by a drop in
long-term ones. Visible here is the near doubling of the value of longest-term
(i.e. exceeding 20 years) loans, mostly home loans. Loans in foreign currencies
continued to increase faster than those in the local currency (PLN). A positive
sign is a marked drop in the share of troubled loans to the level of 5.6% of all
loans, marking the 10-year low.
Opis
Praca recenzowana / peer-reviewed paper
Tematy
Słowa kluczowe
gospodarstwa domowe, ryzyko kursowe, pożyczka, kredyt bankowy, depozyt bankowy, household, exchange risk, loan, credit (finance), deposit (finance)
Źródło
W: Finansowe uwarunkowania decyzji ekonomicznych. (red.) Dariusz Fatuła. Kraków: Oficyna Wydawnicza AFM, 2007, s. 153-164.